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High-Interest Business Accounts

High-Interest Business Accounts

Operating cash that earns you more.

Keep cash available for today while earning more for tomorrow. Compare our business accounts with competitive rates and flexible access.

Business Money Market Special

*Annual Percentage Yield (APY) accurate and effective as of 8/12/2026. This rate is subject to change. Minimum balance to open this account is $2,500.00. Minimum balance to obtain the promotional APY is $100,000.00. This applies to new money only. Promotional period runs for 6 months from date account was opened. Certain restrictions and conditions may apply. Click here to view all tiers and rates. 

Municipal Money Market Special

**Annual Percentage Yield (APY) accurate and effective as of 9/22/2026. This rate is subject to change. Minimum balance to open this account is $1,000.00. Minimum balance to obtain the promotional APY is $1,000,000.00. This applies to new money only. Promotional period runs for 12 months from date account was opened. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details. . Click here to view all tiers and rates. 

Business Money Market Accounts

† Annual Percentage Yield (APY) accurate and effective as of 12/11/2025. This rate is subject to change. Minimum balance to open and to obtain APY is $2,500.00. Certain restrictions and conditions may apply. Click here to view all tiers and rates. Fees may reduce earnings. Ask us for complete details.

Business with Interest

*Transactional items defined as checks, credits, debits, and deposited items.

‡ Rate accurate and effective as of 03/01/2025. This rate(s) is subject to change. Minimum balance to open is $100.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.

Business Savings

§ Annual Percentage Yield (APY) accurate and effective as of 03/01/2025. This rate is subject to change. Minimum balance to open is $500.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.

Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated Annual Rewards $0
  • Estimated monthly interest earned* $0
  • Monthly ATM fees refunded**$0
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*Qualifications, limits and other requirements may apply. See details for more info.

**The maximum total of refunds on ATM withdrawal fees per monthly qualification cycle is 25.

Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

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  • Net cost of buying $0
  • Net cost of leasing $0
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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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  • Total value at maturity $0
  • Total interest earned $0
  • Annual Percentage Yield (APY)0.000%
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Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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  • Monthly deposit needed to reach goal $0
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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Estimated monthly payment $0
  • Total paid $0
  • Total interest paid $0
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Business Certificates of Deposit Rates

Term Interest Rate APY* Min. Balance
3 – 5 Months 1.49% 1.50% $1,000
6 Months 1.59% 1.60% $1,000
7 – 11 Months 1.69% 1.70% $1,000
12 Months 1.79% 1.80% $1,000
13 – 23 Months 1.29% 1.30% $1,000
24 – 35 Months 1.34% 1.35% $1,000
36 – 47 Months 1.39% 1.40% $1,000
48 – 59 Months 1.44% 1.45% $1,000
60 Months+ 1.49% 1.50% $1,000

*Annual Percentage Yield (APY) effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Ask us for complete details.

Business Money Market Rates

Balance Rate APY**
$0 – $24,999.99 0.25% 0.25%
$25,000 – $49,999.99 1.00% 1.00%
$50,000 – $99,999.99 1.50% 1.53%
$100,000 – $249,999.99 2.00% 2.03%
$250,000 – $499,999.99 2.20% 2.23%
$500,000 – $999,999.99 2.55% 2.58%
$1,000,000 – $2,999,999.99 2.74% 2.78%
$3,000,000 – $4,999,999.99 2.94% 2.98%
$5,000,000 and Greater 3.18% 3.23%

**Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $2,500.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.

Business Savings Rates

Balance Rate APY*
$500.00 0.10% 0.10%

*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $500.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.

Business with Interest Rates

Balance Rate APY*
$3,000.00 0.10% 0.10%

*APY accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $100.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.

Certificate of Deposit Specials Rates

Term  Rate APY* Min. Balance
5 Months 3.71% 3.75% $1,000
10 Months 3.94% 4.00% $1,000
15 Months 3.94% 4.00% $1,000
23 Months 3.99% 4.05% $1,000

*Annual Percentage Yield (APY) effective as of 10/15/2026. Limited-time offer. This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Ask us for complete details.

Charitable Checking Rates

Product Interest Rate APY*
Charitable Account 0.10% 0.10%

*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $500.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.

Consumer Certificates of Deposit Rates

Term Interest Rate APY** Min. Balance
3 – 5 Months 1.49% 1.50% $1,000
6 Months 1.59% 1.60% $1,000
7 – 11 Months 1.69% 1.70% $1,000
12 Months 1.79% 1.80% $1,000
13 – 17 Months 1.89% 1.90% $1,000
18 – 23 Months 1.29% 1.30% $1,000
24 – 35 Months 1.34% 1.35% $1,000
36 – 47 Months 1.39% 1.40% $1,000
48 – 59 Months 1.44% 1.45% $1,000
60 Months+ 1.49% 1.50% $1,000

**Annual Percentage Yield (APY) effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Ask us for complete details.

First Honor Checking Rates

Product Rate APY*
First Honor Checking 1.50% 1.51%

*Annual Percentage Yield (APY) for First Honor Checking is 1.51%. APY accurate and effective as of 10/15/26. Rates may change after account is opened. Fees may reduce earnings. Minimum balance to open account is $50.00. A $10 service fee applies if the account balance falls below the minimum balance requirement of $1,000.

Golden Advantage Certificate of Deposit & Specials Rates

Term Interest Rate APY* Min. Balance
12 Months 3.99% 4.05% $1,000
30 Months  4.04% 4.10% $1,000
36 Months  1.39% 1.40% $1,000
48 Months 1.44% 1.45% $1,000
60 Months 1.49% 1.50% $1,000

*Annual Percentage Yield (APY) effective as of 10/15/2026. Golden Advantage members (age 55+) receive a rate bonus over standard CD specials. This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Ask us for complete details.

Golden Advantage Money Market

Balance Rate APY*
$2,500.00 and Greater 2.83% 2.88%

*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026 This rate is subject to change. Minimum balance to open is $2,500.00. Avoid the monthly service fee by maintaining a $2,500.00 minimum daily balance. Certain restrictions and conditions may apply. Fees may reduce earnings.

Golden Advantage Plus Checking Rates

Balance Interest Rate APY*
$0.00 – $2,499.99 0.03% 0.03%
$2,500.00 – $24,999.99 0.05% 0.05%
$25,000.00 – $49,999.99 0.05% 0.05%
$50,000.00 and Greater 0.08% 0.08%

*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $2,500.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.

Health Savings Rates

Product Rate APY‡
Health Savings Account 0.15% 0.15%

‡Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open and to obtain APY is $100. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.

Kasasa Cash® Rates

Balance Min. Deposit to Open Rate APY*
$0.01 – $15,000.99 $100 4.41% 4.50%
$15,001.00 and Greater n/a 0.05% 0.05%
All balances if qualifications not met n/a 0.01% 0.01%

*APY = Annual Percentage Yield. APYs accurate as of 10/15/2026. Rates may change after account is opened. If qualifications are met each monthly qualification cycle: domestic ATM fees are reimbursed up to $20; balances up to $15,000.99 receive 4.50% APY; balances over $15,001.00 earn 0.05%. If qualifications are not met, all balances earn 0.01% APY. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle. Fees may reduce earnings.

Kasasa Saver® Rates

Balance Min. Deposit to Open Interest Rate APY*
$0.01 – $100,000.99 $100.00 2.96% 3.00%
$100,001 and Greater $100.00 0.05% 0.05%
All balances if qualifications not met $100.00 0.01% 0.01%

*APY = Annual Percentage Yield. APYs accurate as of 10/15/2026. Rates may change after account is opened. If Kasasa Cash qualifications are met each monthly cycle, Kasasa Saver balances up to $100,000.99 receive 3.00% APY; balances over $100,001 earn 0.05%. If qualifications are not met, all balances earn 0.01% APY. Fees may reduce earnings.

Money Market Tiered Rates

Balance Interest Rate APY*
$0.00 – $2,499.99 0.25% 0.25%
$2,500 – $9,999.99 0.50% 0.50%
$10,000 – $24,999.99 0.75% 0.75%
$25,000.00 – $49,999.99 1.00% 1.00%
$50,000.00 – $99,999.99 1.25% 1.25%
$100,000.00 – $249,999.99 2.395% 2.43%
$250,000.00 – $999,999.99 2.49% 2.53%
$1,000,000 and Greater 2.49% 2.53%

*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $2,500.00. Avoid the $11 monthly service fee by maintaining a $2,500.00 minimum daily balance. Certain restrictions and conditions may apply. Fees may reduce earnings.

Municipal Money Market

Balance Rate APY**
$0 – $24,999.99 0.25% 0.25%
$25,000 – $49,999.99 1.00% 1.00%
$50,000 – $99,999.99 1.36% 1.38%
$100,000.00 – $249,999.99 1.85% 1.88%
$250,000.00 – $499,999.99 2.05% 2.08%
$500,000.00 – $999,999.99 2.40% 2.43%
$1,000,000.00 – $2,999,999.99 2.59% 2.63%
$3,000,000.00 – $4,999,999.99 2.78% 2.83%
$5,000,000.00 and Greater 3.03% 3.08%

**Municipal Money Market: Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open and to obtain APY is $1,000.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.

Personal Savings Rates

Product Rate APY*
Personal Savings 0.10% 0.10%

*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $100. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.

Youth Savings Rates

Product Rate APY**
Youth Savings 0.10% 0.10%

**Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $10. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.

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