Make Blue Ridge Bank your bank and earn a $250 Welcome Bonus


Refer a friend to Blue Ridge Bank and you earn $100**

You can earn credit card rewards with a consumer Mastercard. Open your account today and earn $100***

Our CD Special Offers earn money while you enjoy your day. 5.25% CDs for a 10-month term.****.

Refer a friend to BRB and you earn $50*
You can earn credit card rewards with a consumer Mastercard® . Open your account today and earn $100.*
Our CD Special Offers earn money while you enjoy your day. Lock in your savings before it's too late.*

Blue Ridge Bank wants to be YOUR bank. Now is a great time for you to “Make it YOURS” with our promotional offers. Already a Blue Ridge Bank customer? Invite your friends and family to open an account with us and you could earn $50 cash back for your referral. The nice part is you can refer more than just one person, too. Looking for a new credit card with cash back rewards? Our consumer credit card and our business credit card are both offering new account specials. Now might be a good time to get started. And, looking to save money while you save for what's next? Our CD rates are keeping things hot. These CDs are subject to change so get yours solidified before they are gone. Terms and conditions apply to all these offers. But, don’t wait too long, we want to hear from you before these offers end!


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**Terms of Offer: Only Blue Ridge Bank, N.A. customers whose accounts are in good standing and who are at least 18 years of age may participate in the referral program. The referred person must be a new customer, at least 18 years of age, does not have a personal deposit or loan relationship with Blue Ridge Bank, N.A., and must also meet identification requirements, approval criteria and open a new account. Consumer mortgage loan referrals are not eligible. This offer may be withdrawn at any time without notice.

Credit Card Cash Back Offer

***Who is eligible to participate in this Program – Accounts must be open and in good standing (not canceled or terminated by party; not delinquent, over limit, or otherwise not available to use for charges) at time of redemption. Awards are not available when a card holder is in default under the card agreement. To participate in this program, your account must have an open status and be available for you to use to make purchases. Blue Ridge Bank reserves the right to determine whether a particular cardholder is eligible to participate in the Program.

Automatic enrollment in this Program – Your account will be automatically enrolled in the Program within 5 business days after your account opening.

How to earn Rewards – After your account is enrolled in the Program, you will earn points for purchases. Every dollar(s) spent on qualifying purchases in this Rewards Program (“Program”).   No points are earned for finance charges, fees, cash advances, convenience checks, foreign transaction currency charges, or insurance charges posted to their account. Points for this Program begin to accumulate with purchases Participant makes beginning on the first day of the billing cycle in which their Program begins and ending on the last day of the last billing cycle of the announced duration of their Program. Points earned from net purchases and point adjustments made between billing statement cycles will be deemed as earned after being posted to Participant’s next monthly statement.

Rewards Bonus - CU Rewards® is available through the Blue Ridge Bank Consumer Mastercard® or Business Mastercard®. This offer is valid for Blue Ridge Bank card holders and is not transferable. If your account is closed or if you switch to another product during the promotional period, you may no longer be eligible for this promotion.

Consumer card holders can earn $100 cash back by spending $1,000 in the first 90 days. Small Business card holders can earn $300 cash back by spending $3,000 in the first 90 days. Cash advances and balance transfers are not eligible for this offer. Blue Ridge Bank reserves the right to discontinue this offer at any time.

To receive this offer, your account must be open, active and in good standing during the first 90 days after account opening. Failure to maintain your creditworthiness during the offer period may result in actions on your account, such as account suspension or credit line availability, that would reduce your opportunity to take advantage of this offer. Funds are made available for use on the next cycle date.

For additional information, please see your terms and conditions.

Mastercard and its logos are registered trademarks of Mastercard International Incorporated.

Cash Back – The points earned for a purchase is calculated by multiplying a purchase by the applicable percentage of 1% for every dollar spent.

Redeeming your Rewards – Points can be used to order the awards described on the Program website which is subject to change. Point requirements assigned to any award are subject to change, without notice, and awards may be discontinued or substituted at any time. Cash rewards are redeemed in $25 increments. 2,500 points = $25.  Cash may be applied as a statement credit or transferred to a checking or savings account via the rewards website.

Limits on redeeming your Rewards – Points will be deducted from the total points available for redemptions and for any returns or credits associated with the account. Points deducted for credits to an account will be at the same rate at which the original charges earned those points.

Disclaimers and limitations – This Program is subject to change and may end at any time. Blue Ridge Bank is not responsible for any disputes between or involving cardholders relating to Rewards, or redemption of Rewards. You hereby release and hold us and all parties associated with the Program harmless from any claim, liability or damage relating to the Program.

Privacy – All information collected about you in connection with the Program is subject to our privacy policy, which can be found at

CD Specials

*****Annual Percentage Yield (APY) accurate and effective as of 10/6/2023.  This is a limited time offer and may be withdrawn at any time. Minimum balance to open and to obtain APY is $1,000. Certain restrictions and conditions may apply. Fees may reduce earnings. All figures in examples are for product explanation and are based on a 10-month, 15-month and 23-month term. Ask us for complete details.