Send and receive funds while defending against fraud. These services make it simple and easy.
ACH Services
Streamline payments and ensure accuracy with our ACH services.
- Conduct a number of outgoing payments 24/7, electronically:
- Directly deposit employee payroll
- Make vendor payments
- Pay state and federal taxes
- An up-to-date record of transactions is available via online banking or account statements
- Schedule one-time or recurring outgoing payments
- Efficient and accurate processing, providing more visibility to your cash position
- Improve cash flow
- Increase productivity by automating processes
- Cut down on employee resources and time
- Increase accuracy; reduces human error
- Eliminates wastes and expenses associated with paper checks
Wire Transfers
Get money where it needs to go quickly and securely. Our wire transfer services can move money domestically and internationally.
- Easy, same-day, safe movement of funds
- Initiate domestic and international wire transfers
- Initiate wire instructions from the convenience of your office
- Save time and company resources
- Schedule one-time transfers or create recurring templates for future use
Positive Pay
Catch fraud before it happens with this service that can keep fraudulent checks from clearing.
- Catch fraudulent activity before the money leaves your account
- Simple, back end process:
- Positive Pay — Automatically compares checks presented for payment to those in your check issued file
- ACH Positive Pay — Automatically compares the ACH transactions presented for payment to the authorized company's transactions on file
- Sends alerts when a mismatch occurs
- You decide whether or not to approve the payment
- Timely return of money should fraud occur
- Enjoy increased peace of mind knowing your information is receiving increased security
Remote Deposit Capture
Trips to the bank can add up quickly — especially when your business is no stranger to receiving checks. Remote deposit capture bridges the gap between your office and the branch.
- Simply scan checks, then send them on their way for review and processing
- Accelerate funds availability and maximize cash flow
- Free up resources by preventing unnecessary bank trips
- Spend less time preparing documents
- Fewer errors in accounting
- Consolidate deposits from multiple locations
- Enhanced security; reduce the risk of check fraud
ACH Services
Streamline receivables and ensure timeliness of collections with our ACH services.
- Manage collections of receivables electronically
- An up-to-date record of transactions is available via online banking or account statements
- Schedule one-time or recurring collections
- Efficient and accurate processing, providing more visibility to your cash position
- Improve cash flow
- Increase productivity by automating processes
- Cut down on employee resources and time
- Increase accuracy; reduces human error
Learn more about our Business Credit cards here — and to see an overview of the product, check out the demo!
Blue Ridge Bank is proud to partner with Atlantic Merchant for all your merchant services needs. Boost sales and smiles with this convenient service. Start accepting major debit and credit cards from your customers.
- Available to BRB business customers
- Provide additional payment options for your customers
- Accept major credit and debit cards for increased versatility
- Boost your bottom line by making it easier for people to pay you
- Reduce processing time and human error
- Reduce billing expenses
- Equipment is easy to use and set up
- Streamline billing and record-keeping
Meet your BRB treasury team.
Heather Jones
VP, Director of Treasury Management
Central Virginia Region
(540) 920-2943
Madalyn Brown
Treasury Management Officer
Greensboro, Martinsville Region
[email protected]
336-331-9264
Zhady Omirbay
Treasury Management Officer
Virginia Beach, Suffolk, Norfolk Region
757-414-9806
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Certificates of Deposit
| Term | Rate | APY | Minimum Balance |
|---|---|---|---|
| 3 - 5 Months | 0.10% | 0.10% | $1,000 |
| 6 - 11 Months | 0.15% | 0.15% | $1,000 |
| 12 - 17 Months | 0.65% | 0.65% | $1,000 |
| 18 - 23 Months | 0.20% | 0.20% | $1,000 |
| 24 - 35 Months | 0.30% | 0.30% | $1,000 |
| 36 - 47 Months | 0.30% | 0.30% | $1,000 |
| 48 - 59 Months | 0.40% | 0.40% | $1,000 |
| 60 Months and Longer | 0.40% | 0.40% | $1,000 |
The Minimum Opening Deposit and Minimum Balance Requirement is $1,000 for Terms 60 Months or less and $25,000 for Terms 72 Months or greater.
Please see our Disclosure information
Certificates of Deposit and IRAs ~ Specials
| Term | Interest Rate | APY |
|---|---|---|
| 13 Months | 0.60% | 0.60% |
| 27 Months | 0.99% | 1.00% |
| 57 Months | 1.50% | 1.51% |
| 60 Months (Variable Rate)* | 1.99% | 2.00% |
The Minimum Opening Deposit and Balance Requirement for the 13 Month and the 27 Month is $5,000 and $10,000 for the 57 Month special.
The Minimum Opening Deposit and Balance Requirement for the 60 Month Variable Rate special is $5,000.
*60 Month Variable Rate Special- Fixed APY for ninety (90) days from issue date. Variable rate will be 80% of Federal Funds Target Rate for 57 months. Fed Funds Rate as quoted by Federal Reserve. Early withdrawal penalty is 24 months.
Please see our Disclosure information
Checking and Savings Accounts
| Product | Interest Rate | APY |
|---|---|---|
| Charitable Account | 0.10% | 0.10% |
| Health Savings Account | 0.15% | 0.15% |
| Jackpot Savings | 0.03% | 0.03% |
| Savings Accounts | 0.03% | 0.03% |
Please see our Disclosure information
Jumbo Certificates of Deposit
| Term | Rate | APY | Minimum Balance |
|---|---|---|---|
| 1 - 2 Months | 0.10% | 0.10% | $100,000 |
| 3 - 5 Months | 0.15% | 0.15% | $100,000 |
| 6 - 11 Months | 0.20% | 0.20% | $100,000 |
| 12 Months and Longer | 0.70% | 0.70% | $100,000 |
The Minimum Opening Deposit and Minimum Balance Requirement is $1,000 for Terms 60 Months or less and $25,000 for Terms 72 Months or greater.
Please see our Disclosure information
Kasasa Cash*
| Balance | Minimum Deposit to Open | Interest Rate | APY |
|---|---|---|---|
| $100 - $15,000 | $0 | 1.00% | 1.00% |
| $15,000+ | $0 | 0.05% | 0.05% |
| All balances if qualifications not met | $0 | 0.01% | 0.01% |
Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- Have at least 10 debit card purchases post and settle
- Be enrolled and receive eStatement notice
- Have at least 1 direct deposit or 1 ACH auto debit post and settle
That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month.
Kasasa Saver*
| Balance | Minimum Deposit to Open | Interest Rate | APY |
|---|---|---|---|
| $0 - $100,000 | $0 | 0.20% | 0.20% |
| $100,000+ | $0 | 0.05% | 0.05% |
| All balances if qualifications not met | $0 | 0.01% | 0.01% |
Qualifications
Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- Have at least 10 debit card purchases post and settle
- Be enrolled and receive eStatement notice
- Have at least 1 direct deposit or 1 ACH auto debit post and settle
That's it. Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month.
Money Market
| Balance | Rate | APY |
|---|---|---|
| $0.00 - $24,999.99 | 0.05% | 0.05% |
| $25,000.00 - $49,999.99 | 0.10% | 0.10% |
| $50,000.00 - $249,999.99 | 0.15% | 0.15% |
| $250,000.00 and Greater | 0.20% | 0.20% |
Municipal Money Market
| Balance | Rate | APY |
|---|---|---|
| $1,000.00 and Greater | 0.15% | 0.15% |