Happy Employees. Happy Company. That's the BluePoint Way.

At BluePoint Benefits, a divison of Blue Ridge Bank, we help companies maximize their benefit options and simplify their administration process. 

Key Features

  • Customized Service
  • Flexible Solutions
  • Paperless Process
  • All Major Insurance Companies

Why BluePoint Benefits?

At BluePoint Benefits, a division of Blue Ridge Bank, we help companies maximize thier benfit options and simplify their administration process. Each year we provide a series of customized solutions tailored to fit company and employee needs. Recognizing that technology can quickly and efficiently reach people across our many regions, we utilize a paperless experience from start to finish. Our Implementation and onboarding process places an emplhasis on employee education to insure they make the best decision for their famlies benefit needs.

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Meet your BluePoint Benefits team!

Drew M. Forte, CFP®, CLU®

Director Blue Point Benefits

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Patrick Bankemper

Sr. Benefits Specialist

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Danette Gunn

Sr. Benefits Specialist

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Carla Sours

Sr. Benefits Specialist 

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Madisyn Lake

Benefits Specialist 

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Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated monthly interest earned* $0
  • Monthly ATM fees refunded**$0
Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

1. Vehicle Info
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2. Loan Details
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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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  • Total interest earned $0
  • Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Total paid $0
  • Total interest paid $0

Certificate of Deposit Specials

Term Interest Rate APY Minimum Balance
5 Months 4.44% 4.50% $1,000
10 Months 4.13% 4.20% $1,000

Annual Percentage Yield (APY) accurate and effective as of 9/30/2024. This is a limited time offer and may be withdrawn at any time. Minimum balance to open and to obtain APY is $1,000. Certain restrictions and conditions may apply. Fees may reduce earnings. Early withdrawal fee may apply. All figures in examples are for product explanation and are based on a 5-month and 10-month term. Ask us for complete details.

Certificates of Deposit

Term Rate APY Minimum Balance
3 - 5 Months 1.00% 1.00% $1,000
6 Month 1.05% 1.05% $1,000
7 - 11 Months 1.10% 1.10% $1,000
12 - 17 Months 1.24% 1.25% $1,000
18 - 23 Months 1.29% 1.30% $1,000
24 - 35 Months 1.34% 1.35% $1,000
36 - 47 Months 1.39% 1.40% $1,000
48 - 59 Months 1.44% 1.45% $1,000
60 Months and Longer 1.49% 1.50% $1,000

The Minimum Opening Deposit and Minimum Balance Requirement is $1,000 for Terms 60 Months or less and $25,000 for Terms 72 Months or greater.

Please see our Disclosure information

Checking and Savings Accounts

Product Interest Rate APY Balance
Charitable Account 0.10% 0.10%  
Health Savings Account 0.15% 0.15%  
Jackpot Savings 0.10% 0.10%  
Savings Accounts 0.10% 0.10%  
Golden Advantage Plus 0.025% 0.03% $0.00-$2,499.99
Golden Advantage Plus 0.05% 0.05% $2,500.00-$49,999.99
Golden Advantage Plus 0.075% 0.076% $50,000.00 and Greater
Youth Savings Account 0.10% 0.10%  

Please see our Disclosure information

Golden Advantage Certificate of Deposits and Specials

Term Interest Rate APY Minimum Balance
12 months 4.23% 4.30% $1,000
30 months 1.34% 1.35% $1,000
36 months 1.39% 1.40% $1,000
60 months 1.49% 1.50%  $1,000

**Annual Percentage Yield (APY) accurate and effective as of 9/30/2024. This is a limited time offer and may be withdrawn at any time. Minimum balance to open and to obtain APY is $1,000. Certain restrictions and conditions may apply. Fees may reduce earnings. Early withdrawal fee may apply. All figures in examples are for product explanation and are based on a 12-month, 30-month, and 60-month term. Ask us for complete details.

Jumbo Certificates of Deposit

Term Rate APY Minimum Balance
1 - 2 Months 1.00% 1.00% $100,000
3 - 5 Months 1.09% 1.10% $100,000
6 Months 1.15% 1.15% $100,000
7 - 11 Months 1.19% 1.20% $100,000
12 Months and Longer 1.34% 1.35% $100,000

The Minimum Opening Deposit and Minimum Balance Requirement is $1,000 for Terms 60 Months or less and $25,000 for Terms 72 Months or greater.

Please see our Disclosure information

Kasasa Cash*

Balance Minimum Deposit to Open Interest Rate APY
$100 - $15,000 $100 4.89% 5.00%
$15,000+ NA 0.05% 0.05%
All balances if qualifications not met NA 0.01% 0.01%

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

  • Have at least 10 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Have at least 1 direct deposit or 1 ACH auto debit post and settle

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month.

Kasasa Saver*

Balance Minimum Deposit to Open Interest Rate APY
$0 - $100,000 $0 2.96% 3.00%
$100,000+ $0 0.05% 0.05%
All balances if qualifications not met $0 0.01% 0.01%

Qualifications

Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 10 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Have at least 1 direct deposit or 1 ACH auto debit post and settle

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month.

Money Market

Balance Rate APY
$0.00 - $24,999.99 0.25% 0.25%
$25,000.00 - $49,999.99 0.35% 0.35%
$50,000.00 - $249,999.99 0.50% 0.50%
$250,000.00 and Greater 0.65% 0.65%

Municipal Money Market

Balance Rate APY
$1,000.00 and Greater 0.15% 0.15%

Platinum Money Market

Balance Rate APY
$25,000.00 and Greater 3.15% 3.20%

Signature Money Market*

Balance Rate APY
$0.00 - $24,999.99 0.00% 0.00%
$25,000.00 - $49,999.99 0.00% 0.00%
$50,000.00 - $249,999.99 3.88% 3.95%
$250,000.00 and Greater 3.88% 3.95%

 

*Annual Percentage Yield (APY) accurate and effective as of 9/30/24. The minimum balance to obtain interest on the Signature Money Market is $50,000. An $11 service fee applies if the account balance falls below the minimum balance. This offer is for new money not currently on deposit with Blue Ridge Bank.

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