Happy Employees. Happy Company. That's the BluePoint Way.
At BluePoint Benefits, a divison of Blue Ridge Bank, we help companies maximize their benefit options and simplify their administration process.
Key Features
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Customized Service
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Flexible Solutions
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Paperless Process
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All Major Insurance Companies
Customized Service
Flexible Solutions
Paperless Process
All Major Insurance Companies
Why BluePoint Benefits?
At BluePoint Benefits, a division of Blue Ridge Bank, we help companies maximize thier benfit options and simplify their administration process. Each year we provide a series of customized solutions tailored to fit company and employee needs. Recognizing that technology can quickly and efficiently reach people across our many regions, we utilize a paperless experience from start to finish. Our Implementation and onboarding process places an emplhasis on employee education to insure they make the best decision for their famlies benefit needs.
Meet your BluePoint Benefits team!
Services/Plans We Offer
- Medical
- Short Term Disability
- Long Term Disability
- Group Term Life and AD&D
- Dental
- Vision
- Voluntary Life Insurance and AD&D
- Accident
- Critical Illness/Cancer
- Legal Coverage
- Flexible Spending Accounts (Health, Limited Health, and Dependent Care)
- Hospital Indemity
- Telemedicine
- Medicare Plans
- Cobra
- Zywave - A powerful suite of Employee Benefits and Human Resource tools that keep you ahead of your competition and ease your administration burden.
Get Started Now
Book your consultation today to learn more about our services and how we can assist your business!
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Certificates of Deposit
| Term | Rate | APY | Minimum Balance |
|---|---|---|---|
| 3 - 5 Months | 0.10% | 0.10% | $1,000 |
| 6 Month | 4.16% | 4.20% | $1,000 |
| 7 - 11 Months | 0.15% | 0.15% | $1,000 |
| 12 - 17 Months | 0.65% | 0.65% | $1,000 |
| 18 - 23 Months | 0.20% | 0.20% | $1,000 |
| 24 - 35 Months | 0.30% | 0.30% | $1,000 |
| 36 - 47 Months | 0.30% | 0.30% | $1,000 |
| 48 - 59 Months | 0.40% | 0.40% | $1,000 |
| 60 Months and Longer | 0.40% | 0.40% | $1,000 |
The Minimum Opening Deposit and Minimum Balance Requirement is $1,000 for Terms 60 Months or less and $25,000 for Terms 72 Months or greater.
Please see our Disclosure information
Certificates of Deposit and IRAs ~ Specials
| Term | Interest Rate | APY |
|---|---|---|
| 13 Months | 0.60% | 0.60% |
| 27 Months | 0.99% | 1.00% |
| 57 Months | 1.50% | 1.51% |
| 60 Months (Variable Rate)* | 1.99% | 2.00% |
The Minimum Opening Deposit and Balance Requirement for the 13 Month and the 27 Month is $5,000 and $10,000 for the 57 Month special.
The Minimum Opening Deposit and Balance Requirement for the 60 Month Variable Rate special is $5,000.
*60 Month Variable Rate Special- Fixed APY for ninety (90) days from issue date. Variable rate will be 80% of Federal Funds Target Rate for 57 months. Fed Funds Rate as quoted by Federal Reserve. Early withdrawal penalty is 24 months.
Please see our Disclosure information
Checking and Savings Accounts
| Product | Interest Rate | APY |
|---|---|---|
| Charitable Account | 0.10% | 0.10% |
| Health Savings Account | 0.15% | 0.15% |
| Jackpot Savings | 0.03% | 0.03% |
| Savings Accounts | 0.03% | 0.03% |
Please see our Disclosure information
Jumbo Certificates of Deposit
| Term | Rate | APY | Minimum Balance |
|---|---|---|---|
| 1 - 2 Months | 0.10% | 0.10% | $100,000 |
| 3 - 5 Months | 0.15% | 0.15% | $100,000 |
| 6 Months | 4.16% | 4.20% | $100,000 |
| 7 - 11 Months | 0.20% | 0.20% | $100,000 |
| 12 Months and Longer | 0.70% | 0.70% | $100,000 |
The Minimum Opening Deposit and Minimum Balance Requirement is $1,000 for Terms 60 Months or less and $25,000 for Terms 72 Months or greater.
Please see our Disclosure information
Kasasa Cash*
| Balance | Minimum Deposit to Open | Interest Rate | APY |
|---|---|---|---|
| $100 - $15,000 | $0 | 1.00% | 1.00% |
| $15,000+ | $0 | 0.05% | 0.05% |
| All balances if qualifications not met | $0 | 0.01% | 0.01% |
Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- Have at least 10 debit card purchases post and settle
- Be enrolled and receive eStatement notice
- Have at least 1 direct deposit or 1 ACH auto debit post and settle
That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month.
Kasasa Saver*
| Balance | Minimum Deposit to Open | Interest Rate | APY |
|---|---|---|---|
| $0 - $100,000 | $0 | 0.20% | 0.20% |
| $100,000+ | $0 | 0.05% | 0.05% |
| All balances if qualifications not met | $0 | 0.01% | 0.01% |
Qualifications
Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- Have at least 10 debit card purchases post and settle
- Be enrolled and receive eStatement notice
- Have at least 1 direct deposit or 1 ACH auto debit post and settle
That's it. Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month.
Money Market
| Balance | Rate | APY |
|---|---|---|
| $0.00 - $24,999.99 | 0.05% | 0.05% |
| $25,000.00 - $49,999.99 | 0.10% | 0.10% |
| $50,000.00 - $249,999.99 | 0.15% | 0.15% |
| $250,000.00 and Greater | 0.20% | 0.20% |
Municipal Money Market
| Balance | Rate | APY |
|---|---|---|
| $1,000.00 and Greater | 0.15% | 0.15% |