Meet Our Team - Detail

Bret Kerns, MBA

Bret Kerns, MBA

Vice President - Wealth Management Advisor

563 Neff Ave, Ste B
Harrisonburg, VA 22801

(540) 746-1376

I grew up in rural Virginia with my parents and brother. We didn’t have much money, and we certainly weren’t wearing the latest fashions, eating out often, or taking big vacations. By today’s standards, my parents wouldn’t be considered financially successful — but we were always cared for. They worked hard, planned carefully, saved consistently, and built a life grounded in love and a sincere faith in God.
At the same time, I was surrounded by a large extended family, many of whom had even less. Social Security and disability checks rarely covered their basic expenses. Without retirement savings, they often needed financial help. Many relied on government assisted healthcare, and several passed away far too early, leaving behind significant debt for their loved ones.
 
I witnessed firsthand the devastating impact of not having a plan. That contrast made me even more grateful for the quiet, steady lessons my parents taught me. Their example became even more meaningful when I married my wonderful wife and we started our family. It’s the reason I changed careers and became a financial advisor when my first child was born.
 
My passion now is to pass those same lessons on to others. I want to help my clients live out their values, protect what matters most, and achieve financial freedom through proactive planning for the significant moments in their lives.

 

 

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