*Terms of Offer: Only Blue Ridge Bank, N.A. customers whose accounts are in good standing and who are at least 18 years of age may participate in the referral program. The referred person must be a new customer, at least 18 years of age, does not have a personal deposit or loan relationship with Blue Ridge Bank, N.A., and must also meet identification requirements, approval criteria and open a new account. Consumer mortgage loan referrals are not eligible. This offer may be withdrawn at any time without notice.